J D Factors Logo

The most advanced
fuel card in the industry

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Claim your prepaid card in 5 minutes

If you're already a client of J D Factors, you are approved for a prepaid card. Plus, our prepaid card helps you build credit and access discounts.

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99.9% truck stops covered

Use your J D Factors Fuel Card at truck stops nationwide- that’s 99% of truck stops, including mom ‘n pop shops!

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Only $2 to load your card

No transaction, setup, software, or maintenance fees - no surprises!

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Credit where credit is due

We report to Experian - even for a prepaid card and periodically evaluate you for a transition to credit.

The features
your business needs

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Faster access to your funds

With Fuel Advance, receive funds to your wallet early to cover load expenses and access your factored invoice funds within hours, not days.

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Up to 35% off
non-fuel purchases

From brakes and tires to truck washes and repairs, save on fuel and vehicle expenses with our non-fuel partners.

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Bulletproof
security

Keep your card secure from threats within and outside your organization. Ride assured, knowing you can rest assured.

Save at more than 2,000 truck stops and 20,000 gas stations, nationwide.

Discounts when and where you need them most.

How the J D Factors Fuel Card compares

 
J D Factors Fuel Card
J D Factors Fuel Card
Other cards
Other cards
Truck stop acceptance
99.9%
95%
Limit on discounted gallons
No limit!
Only 5,000 - 6,000 gallons
Per transaction fee
$0
Up to $0.10 per gallon
Out-of-network fee
$0
Up to $10
Late payment fee
$50 minimum or 5% of overdue balance
$70-$125 or 7-12% of overdue balance
Support response time
29 seconds (phone and chat)
Difficult to reach
Security features
Actively prevents fraud
Alert-based system requiring investigation

Lowest prices of the day

on your way with Fuel Map

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Prevent card skimming

with SMS Unlock

Easy-to-use dashboard

Assign cards, change restrictions, whitelist merchants in seconds.

SMS Unlock

Get paid up to 3 days faster, 24x7

Your J D Factors payments will be deposited straight into your wallet, 24x7. Use them to pay your fuel card or pay for non-fuel expenses. 

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FAQs

Frequently Asked Questions

FAQs

How much can I save with a fuel card?

The J D Factors Discount Network offers average discounts of 41¢ off per gallon and up to $1.82 off per gallon on truck diesel at stations like TA, Petro, TA Express, 7-Eleven, Speedway, RaceTrac, and more. Discounts are valid for U.S. based customers only.

Can fuel cards build credit?

Not all fuel cards build credit, but ours does - even on prepaid cards! We regularly report to Experian because we know how important it is for small businesses to build credit.

What can you purchase with a fuel card?

With our fuel card, you can save on the gas you purchase, without limits on discounts and rewards. You can also opt to use our card on other vehicle-related expenses in addition to fuel expenses, including maintenance, tolls, tires, and more.

What is the point of a fuel card?

Our fuel card exists to protect your business, save you money, and provide you with all level 3 fueling data needed to run your fleet - including fuel type and volume for each transaction. The J D Factors Fuel Card is accepted at stations nationwide, so you can make vehicle related purchases virtually everywhere and comes with some of the best discounts in the industry, without any limits on how much you can save.

Where can a fuel card be used?

The J D Factors Fuel Card can be used on vehicle related expenses and fuel at just about every fuel station nationwide.

Can I set driver specific spend limits on my fleet of multiple drivers?

Yes! Fleet managers and operations teams have the controls to easily set card limits for groups of cards, contractors, or team members.

Do I need a business credit score to sign up for the J D Factors Fuel Card?

No – we just need your EIN, driver's license, and proof of business revenue from the past three months.