with the Murphy USA Business Card¹
More ways to save. One card that pays
Savings don’t stop at the pump. With the Murphy USA Business Card, your company saves more all year round, and so do your drivers.
For businesses focused on simple, steady savings
For businesses with up to 10 vehicles, focused on more perks
For businesses with 10+ vehicles maximizing value on every gallon
After your first year, save up to 9¢/gal¹
Enjoy exclusive discounts at over 1,800 Murphy USA and QuickChek locations and universal Mastercard acceptance nationwide.
Calculate your potential fuel savings with the Murphy USA Business Card⁶
Track every dollar with the Murphy USA Business Card ecosystem. Set spending limits, monitor expenses in real time, and integrate telematics, all from a simple, mobile dashboard.
The Murphy USA Business Card is built specifically for business operators, offering savings and controls that traditional business cards don’t.
It’s accepted anywhere Mastercard is, with savings at more than 1,800 Murphy USA, Murphy Express, and QuickChek stations.
Every cardholder saves 20¢ per gallon for the first 12 months, then up to 9¢ per gallon after that, based on monthly fuel volume.1
There are no setup or application fees, and business can earn more rewards as they fuel more.
Premium benefits include free AirVac at Murphy USA locations and discounts with partners like Pep Boys, Nubrakes, Businesswash, and Discount Tire.
The card also offers advanced fraud protection that can help save up to 21¢ per gallon by preventing unauthorized transactions.3
You’ll save 20¢ off per gallon for the first 12 months1 at Murphy USA, Murphy Express, and QuickChek. After that, you’ll continue saving up to 9¢ per gallon based on your monthly fueling. Plus, you’ll benefit from everyday low prices that average about 10¢ per gallon off.
The Murphy USA Business Card can be used anywhere Mastercard is accepted for both fuel and business expenses.
A business card can help companies save more on fuel, manage vehicle expenses more effectively, and build better business credit. With exclusive discounts, built-in fraud protection, and powerful management tools, it’s a simple way to reduce costs and keep your business running efficiently.
Yes. Murphy USA Business Cardholders have wide in-network access across Murphy USA, Murphy Express, and QuickChek locations. For fueling outside this network, Velocity tier cardholders are charged $1.50 per transaction, and VIP tier cardholders are charged 99¢ per transaction. The Value tier has zero out-of-network fees.
After the first 12 months, your account transitions to ongoing savings of up to 9¢ per gallon, based on your monthly fuel volume.1 You’ll continue to enjoy everyday low prices, partner rewards, and fraud protection tools that help reduce business costs over time.
Each tier is designed to fit different business needs. All tiers include 20¢ off per gallon for the first 12 months1, no setup fees, and advanced management tools for complete control over business spending.
The Value tier, at $0 per card per month, offers steady savings with no monthly fee, ideal for smaller businesses.
The Velocity tier, at $2 per card per month, is best for businesses with up to 10 vehicles and includes perks like free AirVac at Murphy USA locations and an out-of-network fee of $1.50 per transaction.
The VIP tier, at $6 per card per month, is designed for larger businesses and includes premium fraud protection, exclusive pricing, and a reduced out-of-network fee of 99¢ per transaction.
1Murphy USA Business Fuel Cardholders save 20¢/gallon for the first 12 months. After the initial 12-month period, you're eligible to receive a discount of up to 9¢ per gallon depending on how much you fuel at Murphy locations. Void where prohibited by law.
2Approval for a Murphy USA Business Card is guaranteed only upon successful completion of required identity, Know Your Customer (“KYC”), and credit verification processes. AtoB and its financial partners reserve the right to deny, suspend, or revoke access to the Services at their sole discretion if the applicant fails to meet eligibility, creditworthiness, or compliance standards. The Card may only be used for lawful business purposes in accordance with all applicable laws, regulations, and the terms of the AtoB Platform Agreement. Misuse of the Card or failure to maintain accounts in good standing may result in suspension or termination of Services. “Approval guaranteed” means that all qualifying business applicants who pass KYC, credit verification, and compliance checks will be approved for a Murphy USA Business Card.
3The 21¢ cost per gallon savings with Murphy USA’s fraud prevention features is substantiated by the customer savings recorded in AtoB’s real-time reporting from Q4 2024. Our latest data shows that on average customers are saving 21¢ from card security features: 10¢ per gallon with spend restrictions + 6¢ from card unlock security, and an additional 5¢ from telematics.
4Murphy USA’s everyday low price savings are based on comparing the 12-month average prices at Murphy USA to the average price of local competitors within a 20-mile radius from January 2024 to December 2024.
5Customer will receive a statement credit reimbursing eligible AirVac purchases made with the Murphy USA Business Card at Murphy USA locations only. To qualify, the card must have a qualifying fuel purchase at a Murphy USA location, and the AirVac transaction must occur within 30 minutes of that fueling event. Limit one reimbursement per card per month. Participating locations only. Void where prohibited by law.
6Savings estimates are for illustration only and may vary based on usage, fuel prices, and discount eligibility. Actual savings depend on your fueling habits and the current Murphy USA Business Card program terms and prices at time of purchase.
The Murphy USA Business Card is issued by Celtic Bank pursuant to a license from Mastercard International. The specific issuing bank for your card will be identified on the back of your card and in your account agreement. The Murphy USA Business Card is subject to approval.
