Uber Freight Card

Please contact the Uber Freight Card sales team at 872-704-7700 or uberfreightcard@uber.com.

Please contact AtoB Support at 831-704-9242 or uberfreightcard@atob.com.

You must spend $3,500, per truck* in a calendar month to earn same-day payouts for all Uber Freight loads the following month.

How do I earn same-day payouts?

Cardholders earn same-day payouts for a given calendar month if their account spend was $3,500 or more per truck* in the previous calendar month. For the month in which same-day payouts are earned, all POD approved Uber Freight loads that were booked on, or after, the third business day of the month will receive same-day payouts.

For example, if a carrier spent $3,500 per truck in June, all POD approved Uber Freight loads booked on or after the third business day of July will receive same-day payouts.

Spending is reviewed to determine eligibility on the third business day of every month.

Who is eligible for same-day payouts?

Carriers must have an ACH payment method with Uber Freight and an active account in order to be eligible for same-day payouts.

Carriers that use a factoring company on their Uber Freight loads are not eligible for the same-day pay program. If the carrier wishes to be enrolled in the same-day pay program but has a factoring company, a Letter of Release (“LOR”) is required from the factoring company. Carriers can send their LOR to: freightnoa@uber.com. The LOR must be processed and all other eligibility criteria must be met in order to begin receiving same-day payouts.

How do I lose same-day payouts?

If you fail to meet $3,500 in per truck spend* using your Uber Freight Card(s) in a calendar month.

How do same-day payouts work?

Each business day at 2 pm CST Uber Freight disburses carriers’ earnings to their ACH account on file with Uber Freight. Any Uber Freight load that is approved for payment before this time, and which was booked while the carrier was eligible for same-day payouts, will be disbursed to the carrier’s account on file that same day. The time at which funds show in the account is dependent on the bank.

When will my payment speed switch to same-day payouts, or revert back to my contractual payment terms? Payment speeds will be changed on the third business day of each month, when Uber Freight reviews carriers’ transaction history for the prior month to determine eligibility for the current month. Carriers that spent at least $3,500 per truck* will either remain on or be added to same day payouts. Those that did not meet the spend threshold will not be eligible for same-day payouts. Carriers will always receive an email notification if and when their payout speed is changed.

If I lose same-day payouts what will my payment speed be?

Your payment speed will revert back to your contractual payment terms.

Can I regain same-day payouts?

You can regain same-day payouts by meeting the $3,500 per truck* spend on your Uber Freight Card(s) in a calendar month. If you were previously removed from same-day payouts and now meet the card spend requirements, Uber Freight will change your payment speed on the third business day of the following month and all POD approved Uber Freight loads that are booked on or after the third of each eligible month will receive same-day payouts.

*Uber Freight reviews FMCSA data to determine per truck spend.FMCSA data is reviewed on [the third business day of each month]. Any changes to FMCSA truck data after this date will be accounted for in the next month when eligibility is reviewed. Spend is calculated on card purchases less returns, and does include any fees or deposits.

Note: Eligibility for same-day payments is determined by Uber Freight. Uber Freight may amend the terms of the same-day payment program in its sole discretion. Notice of any changes to eligibility requirements will be posted on this page and/or provided to cardholders.

Uber Freight initiates payments on weekdays (Monday through Friday, excluding national holidays). Funds may take an additional 1- 3 business days to appear in your account, depending on your bank.

In addition to any requirements in the carrier’s agreements with Uber Freight, same-day payment is subject first to Uber Freight’s approval of complete and legible proof of delivery documents. Shipments that are delivered or for which paperwork is received after standard business hours may encounter delayed payment approvals.

In the event a carrier does not wish to participate in the same-day payment program despite meeting eligibility requirements, notice may be sent to uberfreightcard@uber.com to be removed from the same-day payment program.

Questions?

For any questions or concerns regarding these changes or if you encounter any issues, please contact the Uber Freight Card team at 872-704-7700 or email us at uberfreightcard@uber.com.

AtoB will evaluate your business for a weekly credit line (7 days of credit), with next-day billing (Net 1). If you are not eligible for the weekly credit line, you will be evaluated for a prepaid version of the card. Either way, you’ll enjoy the same discounts and benefits!

AtoB will evaluate your business for a weekly credit line (7 days of credit), with next-day billing (Net 1). If you are not eligible for the weekly credit line, you will be evaluated for a prepaid version of the card. Either way, you'll enjoy the same discounts and benefits!

The Uber Freight Card has no setup fee, card fee, software fee, or maintenance fee.

If you are a credit-based Uber Freight Card user, and you miss your scheduled payment, a late penalty will be applied, equal to the greater of $50 or 5% of the overdue balance. 30 days later, if the balance (in whole or in part) is still overdue, then an additional penalty of another $50 or 6% of the overdue balance (whichever is greater) will be applied to the balance.

Cardholders receive discounts on fuel purchases at participating fuel merchants in the Uber Freight Discount Network when making a purchase with the Uber Freight Card.

Cardholders can view available discounts in the ‘Fuel Finder’ in the Uber Freight app. The app indicates the price and discount available for a particular site and fuel type at the point in time; prices and discounts are subject to change from the time a user views the app and the time of purchase.

There are two types of discounts available - ‘Retail minus’ and ‘Cost plus.’

Non-fuel discounts are offered by third party partners in accordance with the terms and instructions provided with them from the third party partners. These discounts are offered by third parties, not Uber Freight, and Uber Freight is not responsible for their products and services.

‘Retail minus’ discounts provide the cardholder with a fixed discount on the retail price (e.g., ‘15¢/gal off the retail price’). The discount amount per gallon is guaranteed, and will equal the retail price at the pump less the specific cents-per-gallon offer. Please note that where the retail price in the app disagrees with the retail price at the pump, the pump price will be used for discounting purposes.

'Cost plus’ discounts provide the cardholder with a fixed price at participating fueling locations (e.g., $4.00 per gallon on diesel at Casey’s Station #1292) and are based on a daily calculation of the merchant’s wholesale price of fuel. The price is guaranteed for the day (that is, the cost plus price may change daily), and may reflect a smaller or larger discount off of the retail price at the pump depending on the time of purchase (as the retail price may fluctuate throughout the day, whereas the cost plus price is refreshed once daily). If the cost-plus price is ultimately higher than the retail price paid by the cardholder at the time of purchase, the cost-plus price will be waived and the cardholder will only pay the retail price.

Cost-plus pricing reflects a merchant’s wholesale price of fuel and in some cases can provide substantially higher discounts over retail minus pricing. Prices are calculated daily based on an index-based price of fuel (from the Oil Price Information Service - OPIS) and the merchant’s freight rates, applicable tax rates, and a margin.

Discount amounts are finalized at time of transaction posting. When a pending transaction posts to a cardholder’s Uber Freight Card account, it will indicate a Gross Price which reflects the retail (pump) price, and a Net Price which includes the applicable discount. If you have a weekly credit line on your Uber Freight Card, then when you go to pay your bill, you will pay the net amount (retail price minus the discounts received). If you have a prepaid Uber Freight Card, then only the net amount paid on fuel will be subtracted from your balance.

Discounts are calculated as an applicable cent per gallon price or discount, using the data that AtoB receives from the merchant. If the transaction data received by AtoB did not include fuel, no discount will be applied. If the merchant does not provide the number of gallons of fuel purchased, AtoB will make a best effort to estimate the gallons purchased based on latest fuel prices in order to provide a discount to the cardholder. If the cardholder disagrees with the gallons or fuel types reported by the merchant, they may provide a receipt to AtoB’s support team to have the discount adjusted.

Savings calculations were made using data from Uber Freight Card fuel transactions in the month of April 2025 that received a cost plus fuel discount.

Our partners at AtoB will review your business revenue history to determine if you qualify for an even higher credit line. By using your revenue history to make this assessment, AtoB avoids the need to do a credit check. Since there is no credit check, applying for the Uber Freight Card will not affect your credit score.

AtoB administers the Uber Freight Card. Your use of the Uber Freight Card is subject to your platform agreement with AtoB and issuing bank agreement with Celtic Bank.