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The GH Funding Wallet

Factor smarter with the GH Funding Wallet

A powerful digital wallet connected to your GH Funding factoring account, designed to give you faster access to your invoice funds.

Move money in seconds, 24/7
Get paid on factored invoices instantly
Exclusive gift: your instant transfers are free for the first 30 days
Apply in 5 minutes

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AtoB

The GH Funding Wallet is built for factoring customers

Instant payments, 24/7

Factored invoices are deposited directly into your wallet and can be transferred out 24/7, even on weekends and holidays.

Avoid unexpected fees

Enjoy free, expedited deposits into your wallet and low-cost instant transfers out, anytime, to anyone.

Move money on your terms

Send money through ACH or choose between 24/7 instant transfer options like Instant Pay, Venmo, push to debit, and PayPal.

When modern time meets real-time

Stay in control of your cash flow wherever you are: get paid faster, pay anyone instantly, and make smarter fuel decisions with real-time pricing and spend tracking, all from one powerful dashboard.

AtoB dashboard and mobile wallet

Get your factored funds faster

Our wallet enables transfers and payments 365 days a year, including weekends and holidays, unlocking up to 120 more days you can get paid annually.

ACH

TueInvoice submitted
WedInvoice approved
ThuPayment processing
FriPayment processing
SatBank closed
SunBank closed
MonHoliday
TueFunds received

Wallet Pay

TueInvoice submitted & funds received
Wed
Thu
Fri
Sat
Sun
Mon
Tue

Save time, money, and headaches

The GH Funding team provides features to give you peace of mind and let you focus on keeping your business moving.

Send funds fast, on your schedule

Move money instantly out of your wallet 24/7, 365 days a year. Enjoy quicker payouts, greater flexibility, and tighter control over your cash flow.

Security features to bullet-proof your fleet

Protect against fraud with spending limits, merchant controls, and real-time transaction monitoring.

24×7, 365 Support

We offer support via phone, chat, and email with an average response time of 29 seconds.

Frequently asked questions

What is the GH Funding Wallet?

The GH Funding Wallet is a digital wallet that receives your factored invoice payments from GH Funding instantly. It’s connected to your GH Funding Card account, so your payments and your fuel card are managed in one place.

Where can I access my Wallet?

Log in at app.atob.com/wallet, or use the AtoB app, available on the Apple App Store and Google Play.

How do I check my Wallet balance?

Log in and open the Wallet tab. Your balance shows at the top of the screen.

How do I transfer funds to my bank account?

Open the Wallet tab and select Send Money. Choose PayPal, Venmo, debit card, or ACH, enter the destination details, and confirm the transfer.

Can I send money to someone else?

Yes. Instant transfers (RTP, Venmo, PayPal, or push to debit) are available 24/7, including weekends and holidays. Standard ACH transfers follow banking hours and don’t process on weekends or bank holidays.

I forgot my login. What should I do?

Go to app.atob.com, click Forgot Password?, and follow the instructions to reset it.

How do I contact support?

AtoB support is available 24/7 at support@atob.com or +1 (833) 947-2862.

Let's get you up and running with the GH Funding Wallet

*Average discount of 42¢ refers to realized average savings per gallon of truck diesel across AtoB customer transactions at merchant partner truck stops during H1 2026. The up to discount of $2.50 refers to max realized savings per gallon of truck diesel across AtoB customer transactions at merchant partner truck stops during H1 2026.

AtoB is a financial technology company, not a bank. Wallet services are provided by JPMorgan Chase Bank, N.A., Member FDIC. GH Funding is not a bank and does not hold or manage Wallet funds. Instant transfer availability depends on the receiving institution, and fees may apply. Standard ACH transfers are processed on business days and do not process on weekends or federal bank holidays. PayPal and Venmo are trademarks of PayPal, Inc. and are used for identification only, with no endorsement implied. Use of the AtoB Wallet is subject to AtoB’s applicable terms and conditions.