A powerful digital wallet connected to your OFS factoring account, designed to give you faster access to your invoice funds.
Factored invoices are deposited directly into your wallet and can be transferred out 24/7, even on weekends and holidays.
Enjoy free, expedited deposits into your wallet and low-cost instant transfers out, anytime, to anyone.
Send money through ACH or choose between 24/7 instant transfer options like Instant Pay, Venmo, push to debit, and PayPal.
Stay in control of your cash flow wherever you are: get paid faster, pay anyone instantly, and make smarter fuel decisions with real-time pricing and spend tracking, all from one powerful dashboard.

Our wallet enables transfers and payments 365 days a year, including weekends and holidays, unlocking up to 120 more days you can get paid annually.
The OFS team provides features to give you peace of mind and let you focus on keeping your business moving.
Move money instantly out of your wallet 24/7, 365 days a year. Enjoy quicker payouts, greater flexibility, and tighter control over your cash flow.
Protect against fraud with spending limits, merchant controls, and real-time transaction monitoring.
We offer support via phone, chat, and email with an average response time of 29 seconds.
The OFS Wallet is a digital wallet that receives your factored invoice payments from OFS instantly. It’s connected to your OFS Card account, so your payments and your fuel card are managed in one place.
Log in at app.atob.com/wallet, or use the AtoB app, available on the Apple App Store and Google Play.
Log in and open the Wallet tab. Your balance shows at the top of the screen.
Open the Wallet tab and select Send Money. Choose PayPal, Venmo, debit card, or ACH, enter the destination details, and confirm the transfer.
Yes. Instant transfers (RTP, Venmo, PayPal, or push to debit) are available 24/7, including weekends and holidays. Standard ACH transfers follow banking hours and don’t process on weekends or bank holidays.
Go to app.atob.com, click Forgot Password?, and follow the instructions to reset it.
AtoB support is available 24/7 at support@atob.com or +1 (833) 947-2862.